Now, more than ever, the key to creating the retirement lifestyle you want is a strategy that takes into account not just what we know about retirement in the future – but what we don’t know.
Hospital stays can strain even the healthiest of budgets. Hospital indemnity insurance plans provide payment for each day spent in the hospital, and for some other qualified expenses as well.
Hospital Confinement Indemnity Insurance is designed to help fill some of the co-payments, deductibles and out-of-pocket expenses of your health insurance plan. Cash benefits are paid directly to you to help cover the costs associated with hospital confinement, ambulance trips, critical accidents, skilled nursing stays and more.
Should you be confined to a hospital, the insurance plan will pay you between $100 and $750 per day based on the plan you select. You can choose a 3-day, 6-day, 10-day or 21-day benefit period, which will restore after 60 days of no hospital confinement. A 1-day benefit is now available with a daily benefit amount of $1,000 to $2,500.
Unexpected medical costs can add up – even if you have health insurance. Advantage Plus is an affordable way to help protect your savings from all the costs of deductibles, co-pays and additional expenses not covered by your major health insurance plan. Benefits are paid directly to you so you can use the funds any way you choose.
If you were diagnosed with cancer, suffered a heart attack or stroke, the last thing you would want to worry about is your finances. Cancer, Heart Attack and Stroke Insurance helps you receive the financial peace of mind that allows you to focus on what matters most – your recovery.
A lump-sum benefit amount is paid directly to you regardless of any other health care coverage you may have upon the diagnosis of cancer or if you suffer a heart attack or stroke. Benefit amounts are flexible and can range up to $75,000 for cancer and $75,000 for heart attack and stroke, depending on your specific needs.
53% of the costs associated with cancer are non-medical, indirect costs. [5] Cash benefits from your policy can be used to help supplement lost income for you and your spouse, to pay for car and mortgage expenses and travel to and from medical facilities. It will also allow you to seek treatment that is out of network or not covered without worrying about costs.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
